Powering your business with expert asset finance for all makes and models of plant machinery, vehicles and business essential assets
Across all industry sectors, your assets are your livelihood and asset finance is the fuel that keeps your business moving forwards. Whether it’s a single item purchase or a full fleet upgrade, we provide the Asset Finance solutions that the high street often overlooks.
Lindsay Finance – Your local, national broker
Why Choose Our Asset Finance Solutions?
We tap into an extensive panel of lenders, including many not available on the high street. This ensures we can secure the best finance deals for you.
Industry Specialists
Whatever your industry, we speak your language, providing dedicated funding options.
Flexible Terms
We can provide up to 100% funding, VAT assistance, seasonal profiles, balloon payments and more.
Fast Decisions
We know that “time is money” and so we can move quickly to help you fulfil your finance needs and meet tight deadlines.
Helping you secure business-critical assets with speed and flexibility.
Asset Finance Options
Hire Purchase
The simplest way to own your business assets with fixed, manageable monthly payments.
Finance Lease
A tax-efficient way to use the latest equipment while preserving your vital working capital.
Contract Hire
A long-term asset lease where you pay fixed monthly payments to use the vehicle for an agreed term and return it at the end without owning it. This can be with or without maintenance.
Commercial Vehicle Finance
Keeping your fleet on the road with tailored funding for vans, trucks, and HGVs.
Directors Vehicles Finance
Funding for new and used vehicles, regardless of age, make or model.
VAT Assistance
Option to defer the upfront VAT cost for up to 4 months.
Balloon Payments
Lower your monthly repayments by deferring a large portion of the capital cost to the end of your agreement.
Seasonal Profiles
Tailor your payments to your cashflows peaks and troughs.
Refinance
Keep your assets and release the equity whether mid-term or at the end of the agreement
Government Backed Loans
Government backed lending specifically designed to support UK small and medium sized enterprises (SME’s).
Start Up Finance
Get your business off to the right start with funding for the tools, equipment and essentials you need to hit the ground running.
Lindsay Finance
Asset & Construction Finance FAQ’s
Hard assets are tangible, high-value items with long lifespans (e.g., machinery, vehicles, property) that hold their value, making them easy to finance. Soft assets are typically lower-value, faster-depreciating, or intangible items (e.g., software, office furniture, IT equipment) that are harder to resell. We can finance both.
It depends on your goal whether that be for the asset or your tax position. Always seek the advice of your accountant/tax-advisor.
Hire Purchase: Best if you want to own the asset at the end. You pay the VAT upfront (unless agree a VAT deferral), and once the final instalment is made, the title transfers to you.
Finance Lease: You use the asset for its useful life without the burden of ownership, and VAT is spread across the monthly payments rather than paid in a lump sum upfront.
Almost any physical item that helps your business generate an income. If it has a registration number or a serial number and a value, we can likely fund it.
Refinance (or Asset Re-finance) allows you to unlock the equity in equipment you already own whether mid-term or at the end of the agreement.
Absolutely. We can arrange for a settlement figure and help you work a new transaction.
Not always. Our extensive lender panel allows us to negotiate flexible terms.
Yes. Age is not a barrier and our underwriters will look at condition, remaining life-span and current valuation.
